Disclaimer

Decoding Wealth — including the app at dedirects.com, the website at decodingwealth.net, the podcast, the Five Pillars ebook, emails, and social content — is built on the lived experience of De Echols and the FRESH Method framework (Financial, Relationship, Emotional, Spiritual, Health). It is shared for educational and motivational purposes only.

De Echols is not a licensed financial advisor, certified financial planner, broker-dealer, accountant, attorney, physician, therapist, or counselor, and Dedirectly LLC is not a registered investment advisory firm. Nothing in Decoding Wealth is, or should be treated as, financial, investment, tax, legal, medical, or mental-health advice.

Real estate, investing, and money content reflects what worked in De’s own journey. Your situation is different. Past results — his or anyone’s — do not guarantee your outcomes. Before making financial decisions, consult a qualified, licensed professional who knows your circumstances.

Content touching emotional wellbeing, relationships, or health is drawn from personal experience, not clinical training. It is not therapy, counseling, or medical care. If you are struggling, please seek professional counseling — asking for help is a strength, not a weakness. If you are in crisis, contact a licensed professional or your local emergency services immediately.

The AI coaching companions in the Decoding Wealth app are automated software, not humans and not licensed professionals. Their responses may be inaccurate or unsuitable for your situation. Use them as a thinking partner, not a substitute for professional advice.

You are responsible for how you use anything you learn here. Dedirectly LLC and De Echols accept no liability for decisions made or actions taken based on this content.

Questions: de@dedirectly.com